608 2nd St S,

Great Falls, MT 59405

Go rural, live grand: Explore the potential of Mann Mortgage’s USDA loans!

The BEST way to make rural living affordable, enabling more purchases in these special areas with $0 down.

What are USDA RD home loans?

For those residing in Highwood, Floweree, Vaughn, Belt, and the neighboring areas, our Great Falls Office offers a unique financial opportunity in the form of USDA loans. This comprehensive guide aims to shed light on the crucial aspects of USDA loans, assisting potential borrowers in navigating the process effectively. Whether you’re a first-time homebuyer or seeking to refinance, understanding USDA loans can greatly impact your financial decisions.
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Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

USDA RD loans at a glance.

  • One of the most attractive features of USDA loans is the absence of a down payment requirement, making homeownership more accessible to a wider range of individuals.
  • Properties in rural and suburban areas, such as Highwood, Floweree, Vaughn, Belt, often qualify for USDA loans. These loans are designed to support development in these communities.
  • USDA loans come with income limits based on the area’s median income. This ensures that the program benefits those who truly need assistance while promoting sustainable homeownership.
  • Great Falls Office offers competitive interest rates for USDA loans, ensuring that borrowers can secure affordable monthly payments over the life of the loan.
  • While credit history is important, the Great Falls Office takes a holistic approach to credit evaluation, considering factors beyond just credit scores.

Understanding the USDA Loan Process in the Great Falls Office:

Start by reaching out to the Great Falls Office to determine if you meet the basic eligibility criteria. This involves discussing your income, credit history, and the property’s location.

Prepare necessary documents such as income statements, employment history, and credit reports. These documents help our Great Falls Office assess your financial stability.

Complete the official application, providing accurate and detailed information about yourself, your finances, and the property you intend to purchase or refinance.

Our Great Falls Office reviews your application, verifying the information provided and assessing your creditworthiness. This step ensures that the loan aligns with both your financial capability and the program’s guidelines.

Upon successful underwriting, your loan is approved. Our Great Falls Office coordinates the closing process, where you’ll sign the necessary paperwork and officially become a homeowner.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

USDA RD loans

No, USDA loans are specifically designed to promote homeownership in rural and suburban areas.
USDA loans often require no down payment and have more lenient credit requirements, making them accessible to a wider range of borrowers.
No, USDA loans are intended for primary residences, not investment properties.
The timeline can vary, but on average, it takes around 30 to 45 days from application to closing.
Yes, there are closing costs and potentially an upfront guarantee fee, but these can often be rolled into the loan amount.
Navigating the world of USDA loans in Highwood, Floweree, Vaughn, Belt, and nearby areas with the assistance of our Great Falls Office can lead you closer to your dream of homeownership. Understanding the benefits, limitations, and steps involved is essential in making informed decisions about your financial future.

“Helped me out a getting USDA loan when another business told me I couldn't get one! Thanks for always keeping in touch with me during the whole process!”

Coby B.

Let's get you home.

100% financing with low closing costs for homes in eligible rural areas. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.